Within Club Wyndham South Pacific there are four different vacation credit types used in exchange for reserving rooms. All types of vacation credits are of equal value, however their eligibility differs.

 WMTS   Privileges Qualified Credits
Available for use at Club Wyndham South Pacific club resorts, Associate Resorts, North American Exchange Agreement, Out of Network Offers, RCI and Privileges Offers.
 WMACredits purchased before 1 May 2010
Available for use at Club Wyndham South Pacific Club Resorts, Associate Resorts, North American Exchange Agreement, Out of Network Offers and RCI.
 WMCredits purchased after 1 May 2010
This type of credit is applied if at point of purchase Owner opted out of the Privileges Program, or has purchased vacation credits from any source other than Wyndham.  Available for use at Club Wyndham South Pacific Club Resorts, Associate Resorts, Out of Network Offers and RCI (if current members). Do not have access to the North American Exchange Agreement.
 Incentive
Credits
Credits awarded  by Club Wyndham South Pacific
Rewards for participation in various Owner programs such as owner referral, sales incentives, Bonus Club Wyndham credits, Trial or Trade Credits. These credits are One-Time Credits that do not renew annually, and have a one year life. Therefore are only valid for twelve months.